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Terms of Service

Effective date: October 2, 2026

OneLoanRelief is a free matching service. We connect qualified people with vetted debt relief providers. We do not run debt relief programs. We do not provide legal, tax, or financial advice. Using this site does not create a provider-client or attorney-client relationship.

No guarantees

Outcomes depend on your situation, your creditors, and the provider you choose. We do not promise savings, specific results, or a particular timeline.

Eligibility

Our matching service is for unsecured debt (credit cards, medical bills, personal loans). We do not work with student loans. Some states are not currently available. See our state hubs for coverage.

Educational content

All content on this site is educational. Nothing here is legal, tax, or financial advice. We encourage you to consult qualified professionals before making financial decisions.

Third-party providers

When you are matched, you interact directly with the provider. OneLoanRelief is not responsible for the provider's services, fees, or results. Review the provider's own terms and disclosures before you enroll.

Site use

Use this site only for personal, lawful purposes. Do not interfere with the site or attempt to extract data by automated means without permission. We may update or remove content at any time.

Intellectual property

The OneLoanRelief name, logos, and site content are owned by us or our licensors. You may link to our public pages. Do not copy, repackage, or sell our content without written permission.

Disclaimer of warranties

The site and content are provided "as is" and "as available" without warranties of any kind, express or implied. We disclaim warranties of merchantability, fitness for a particular purpose, and non-infringement to the extent allowed by law.

Limitation of liability

To the extent allowed by law, OneLoanRelief and its owners, employees, and agents are not liable for indirect, incidental, special, consequential, or exemplary damages, or lost profits, arising from your use of the site or a provider's services.

Governing law

These terms are governed by U.S. law and, where applicable, the laws of the State of New Jersey, without regard to conflicts of law principles.

Changes to these terms

We may update these terms from time to time. Changes take effect when posted. Continued use of the site means you accept the updated terms.

See our Privacy Policy to learn how we handle information.

Contact

For questions about these terms, email .